Insurance Approved Alarm Systems
Securex installs insurance-approved intruder alarm system, it’s important to ensure the system meets the criteria set by your insurance provider. https://securexsecurity.co.uk/nsi-approved-installer/
1. Grade 1 (Low Risk):
- Designed For: Low-risk environments such as private homes or small properties with low-value items.
- Typical Features:
- Basic sensors (e.g., PIRs, contact sensors on doors/windows).
- Limited or no monitoring (although optional self-monitoring is available).
- Simple alarms, usually with basic detection features.
- No advanced features such as smart integration.
- Certification Requirements: Systems should meet basic security requirements with fewer advanced features.
- Use Case: Ideal for domestic or residential properties with minimal risk.
2. Grade 2 (Medium Risk):
- Designed For: Residential homes and small businesses with moderate value assets or higher risk.
- Typical Features:
- More sophisticated sensors, such as pet-friendly motion detectors and door/window contacts.
- Monitoring options (can include a monitored system).
- Improved deterrents such as sirens and strobe lights.
- Some integration with CCTV or other home automation.
- Certification Requirements: Systems need to meet higher standards for detection, false alarm prevention, and monitoring.
- Use Case: Suitable for homes or small businesses where there is a moderate risk of intrusions.
3. Grade 3 (Higher Risk):
- Designed For: High-risk residential properties and small to medium businesses, where valuable assets or sensitive information are present.
- Typical Features:
- Advanced motion detection sensors, glass-break detectors, and vibration sensors.
- Higher-quality and more sensitive equipment, reducing the likelihood of false alarms.
- Professional monitoring: Often required for a Grade 3 system.
- Integration with more sophisticated technologies, such as remote access, alarms, and integration with CCTV or smart home systems.
- Longer battery life and backup systems to maintain security during power outages.
- Certification Requirements: Requires higher reliability and performance in terms of detection and response.
- Use Case: Best for high-value residential properties or businesses with more valuable assets or sensitive operations.
4. Grade 4 (Very High Risk):
- Designed For: High-security sites such as banks, museums, government buildings, and large commercial operations where there is a significant risk of a break-in or theft.
- Typical Features:
- Very advanced detection methods (e.g., seismic sensors, advanced infrared sensors).
- Full integration with CCTV, access control systems, and alarm management systems.
- Professional monitoring with rapid response protocols.
- Alarm verification through video footage or other means to reduce false alarms.
- Encrypted communication channels to prevent hacking or signal interference.
- Often includes physical security measures (e.g., reinforced doors, vaults, etc.).
- Certification Requirements: Must meet strict requirements for reliability, response time, and continuous monitoring. These systems must be resistant to tampering or interference.
- Use Case: Suitable for high-risk sites where valuable or sensitive assets need maximum protection.
Comparison of the Grades:
| Grade | Typical Environment | Risk Level | Features | Examples |
|---|---|---|---|---|
| Grade 1 | low-risk environments | Low | Basic DIY system | DIY System |
| Grade 2 | Small businesses, residential homes | Medium | Graded Devices & professional monitoring | Small to medium homes, small businesses |
| Grade 3 | High-value homes, medium businesses | High | Advanced sensors, professional | Large homes, high-value businesses |
| Grade 4 | Commercial operations, sensitive sites | Very High | Advanced detection, full integration with CCTV and other systems | Banks, government building |
Grades Of Intruder Alarm System
- Grade 1 DIY System
- Grade 2 are often sufficient for standard residential properties or small businesses with low to medium risk of intrusion.
- Grade 3 is ideal for homes or businesses that require more comprehensive protection due to higher-value assets or higher security needs.
- Grade 4 is recommended for high-security sites with significant value at risk, where both physical and digital assets must be protected to the highest standards.